Yeah, I asked both IPS and Stripe support and didn’t get a clear yes or no, but leaning towards “no”.
Stripe support also said, based on my ratio of normal and disputed transactions, it wouldn’t make much sense.
But then again, the worst part for me might be the injustice, not the financial loss.
You offer a service, people buy it and use it, and then they just take their money back, plus generating a further loss through the chargeback fee. And then you invest even more time trying to gather all the evidence to fight the dispute, with a fat chance of loosing.
I wouldn’t mind paying higher fees to have this out of my life.