Adult payment gateway [Paid]

[zyx]

The Stripe and Paypal payment gateway integration are excellent, but some sites fall outside of the fairly narrow terms and conditions these payment processors hold.

I would pay good money for anyone who can implement the same thing, but with a payment provider who actually accepts payments on a website of an adult nature. ?

If anyone has any information on this, or interest in taking on this paid project, please let me know.

[AlexWright]

3 minutes ago, theipsguy said:

The Stripe and Paypal payment gateway integration are excellent, but some sites fall outside of the fairly narrow terms and conditions these payment processors hold.

I would pay good money for anyone who can implement the same thing, but with a payment provider who actually accepts payments on a website of an adult nature. ?

If anyone has any information on this, or interest in taking on this paid project, please let me know.

Authorize.net has no problems with Adult Content, from what I understand. At least, they have no issues with our "Comic" adult content (our site hosts adult comic works).

[zyx]

12 minutes ago, AlexWright said:

Authorize.net has no problems with Adult Content, from what I understand. At least, they have no issues with our "Comic" adult content (our site hosts adult comic works).

Thanks - I at first thought that too but then on further reading it became less clear if this was actually the case. It also seemed like they just act as a middle man and find other payment gateways for you, resulting in extra fees and forms to fill in. The whole thing sounded a little confusing, but maybe I've misunderstood.

Has your experience with them been pretty straight forward?

[Aiwa]

Might contact @Joel R

[AlexWright]

2 minutes ago, theipsguy said:

Thanks - I at first thought that too but then on further reading it became less clear if this was actually the case. It also seemed like they just act as a middle man and find other payment gateways for you, resulting in extra fees and forms to fill in. The whole thing sounded a little confusing, but maybe I've misunderstood.

Has your experience with them been pretty straight forward?

So what they do is open a Merchant account for you at a bank, or route to a merchant account that you already have with a bank. From what I recall (we did this a while back), it was fairly straightforward.

[SJ77]

12 minutes ago, Aiwa said:

Might contact @Joel R

I can confirm that this works. I own a copy of this.

[Joel R]

CCbill is designed and is well known for high risk sites containing adult content, and the payment gateway works on all versions of IPS including the latest 4.3.  

[AlexWright]

34 minutes ago, Joel R said:

CCbill is designed and is well known for high risk sites containing adult content, and the payment gateway works on all versions of IPS including the latest 4.3.  

Good to know. When we get more traffic, we may look into this option too.

[elonegenio]

4 hours ago, Joel R said:

CCbill is designed and is well known for high risk sites containing adult content, and the payment gateway works on all versions of IPS including the latest 4.3.  

One of my clients recently received this email from CCbill:

Hello,

In response to the Stop Enabling Sex-Trafficking Act (SESTA) and the Allow States and Victims to Fight Online Sex Trafficking Act (FOSTA), CCBill has made the decision to modify it’s Acceptable Use Policy (AUP), in which we will no longer process for merchants hosting some adult listings.  After a review of your website, it has been determined that it no longer complies with CCBill’s AUP.  As a result, we are forced to deactivate account/subaccount xxxx, and we will automatically cancel all recurring transactions for this account, as of April 11th.  

We apologize for this inconvenience. If you have any questions regarding your business model, please contact us at compliance@ccbill.com.  

Regards,


CCBill Risk Department

xxx@ccbill.com

[Joel R]

2 minutes ago, elonegenio said:

One of my clients recently received this email from CCbill:

Hello,

In response to the Stop Enabling Sex-Trafficking Act (SESTA) and the Allow States and Victims to Fight Online Sex Trafficking Act (FOSTA), CCBill has made the decision to modify it’s Acceptable Use Policy (AUP), in which we will no longer process for merchants hosting some adult listings.  After a review of your website, it has been determined that it no longer complies with CCBill’s AUP.  As a result, we are forced to deactivate account/subaccount xxxx, and we will automatically cancel all recurring transactions for this account, as of April 11th.  

We apologize for this inconvenience. If you have any questions regarding your business model, please contact us at compliance@ccbill.com.  

Regards,


CCBill Risk Department

xxx@ccbill.com

You'll need to find another payment gateway then.  Good luck.  

[elonegenio]

13 minutes ago, Joel R said:

You'll need to find another payment gateway then.  Good luck.  

Maybe or maybe not.  You can contact them to inquire if your content meets their AUP. I know of 4 sites they stop processing payments for.  One of the sites they terminated as a client is now using Skrill.

[Ramsesx]

4 hours ago, elonegenio said:

One of the sites they terminated as a client is now using Skrill.

Skrill terms of use:

Quote

11. Prohibited transactions

11.1. It is strictly forbidden to send or receive payments as consideration for the sale or supply of: tobacco products, prescription drugs, drugs and drug paraphernalia, weapons (including without limitation, knives, guns, firearms or ammunition), satellite and cable TV descramblers, pornography, adult material, material which ....

He seems to be lucky then, but things can change quick. Adult payment is a real pita.

[zyx]

Really appreciate all of the responses - thank you everyone.

Authorize.net seems interesting but potentially quite complicated. @AlexWrightyou don't seem to have had any issues with it but I wonder if me being UK-based will change things? And the users would be from a wide variety of locations too, so presumably quite a few different merchant accounts would end up being required? 

CCBill also seems like a strong candidate, thank you @Joel R for creating the integration with IPS. 

That said, it's amazing that adult payments still seem to be so far behind. $500 upfront cost just to accept the payments, then over 10% fees on every transaction, poor currency conversion rates and then an additional fee to withdraw any money to your own bank account! Plus all of the forms and accounts that seemed to be involved.

I understand adult payments are typically more high risk, but for a community simply looking to support itself, the costs are quite intimidating to even be thinking about turning a respectable profit it seems?

[Joel R]

It's the risk that you take for running an adult site.  Adult sites are highly correlated with fraud, chargebacks, and subscription cancellations, so even finding a payment provider who accepts adult content is a struggle.  So while you may complain about the higher fees, the bigger problem is that no one even wants to accept adult sites to begin with.  

[Black Zero]

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