I can certainly use it this way as well. Just to display tables with structured data. These are lists or collections of something, cars, pets, children and so on.
I have default templates in database. If I create a database I do not need to define custom template for it. I can just use (select) one that is delivered with Pages (Record view, List view and so on). I can customize it, but I am not forced to. So for the clubs I could select templates that clubs owner are allowed to use. Nothing more. Just dropdown field the same way it works now in ACP, where I select predefined templates for new databases.
I am aware of this. My post was just an example of usage for my own needs. How I would use it if there were a possibility to create a database per Club. I have just reacted to your post where you have written it were not practical. For me it IS and that is how I would use it. For creating club based collections and listings (spreadsheets).