Anyone successfully set up Pay Pal with Commerce yet?

[socceronly]

It all seems really straightforward.

I keep getting this error.  Tried re-adding the PM several times.

4.0.2 - Cloud Hosting

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There are no available payment methods. This can happen if, for example, you have two products that are set to only be able to be paid for by two different payment methods and you try to purchase them together. Or, if you restrict payment methods to only be available to certain countries and there are no payment methods available for this billing address.

Error code: 4X196/3

[socceronly]

Set up with Stripe, and I get the same error.

Must be some other setting in the store.

[socceronly]

I'm assuming this is because I don't' have an SSL certificate....