I apologize but I apparently did a setting change somewhere that now requires the user has to log in to see the site.  Any guest sees only a login page.

Could someone help me find the setting to change it back?

I validated the page is available to everyone including guests, menu is available to guests but you can't see any of it unless you log into the site.

You most likely disabled the group setting Can access site? for guests.

Edit the guest group in ACP > Members > MEMBERS > Groups > Guests to re-enable it.

Thank You...  sorry stupid question and I should of figured that out.

No worries. 🙂